Qualifications

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NW Metro Atlanta Habitat for Humanity serves Cobb, Douglas, and Paulding counties. To be considered as a candidate to purchase a home you must be able to answer “Yes” to all of the following questions:

Are you a US citizen or permanent legal resident?

Are you a first-time home-buyer?

Do you live or work in Cobb, Douglas or Paulding County and have been here for at least one year?

Have you lived independently for at least one year?

Can you demonstrate a need?
Your present housing is not adequate (unsafe, not maintained, overcrowded, and/or unaffordable) and you are unable to obtain affordable housing through other conventional means.

Can you demonstrate an ability to pay?
- Prove a steady source of income.
- Show good credit. (Credit report - Not credit score)
- Demonstrate a positive, monthly cash flow
(a net balance of cash-on-hand after all expenses are paid)
- Charged-off debts or debts in collection are $250 or less.
- If you have declared bankruptcy, it must have been discharged for three years.
If it was dismissed, you must have paid off all of the debts to the bankruptcy.

Does your yearly income fall within minimum and maximum limits below?

Income Guidelines-2017

Source: U.S. Department of Housing and Urban Development [HUD]

Based Upon a
Family Size Of
Income Before Taxes
Not Less Than
Income Before Taxes
Not More Than
One $14,650 $39,050
Two $16,750 $44,600
Three $20,420 $50,200
Four $24,600 $55,750
Five $28,780 $60,250
Six $32,960 $64,700
Seven $37,140 $69,150
Eight $41,320 $73,600