Homeownership

Homeownership Is a Partnership

Habitat for Humanity's mission is to eliminate poverty housing by building simple, decent homes for low-income working families. We seek to work with those who do not qualify for a conventional mortgage and would have no other way to be able to own a home of their own. Applying for a home is a thorough and detailed process. Families are selected based on their need for housing, willingness to partner, and ability to repay the mortgage.

Habitat homeownership is a partnership in which future homeowners and their families are involved in all aspects of our mission. Habitat’s commitment to that partnership is to build a simple, decent home and sell it with a 0% interest mortgage, as well as to provide families with the necessary education to become long-term successful homeowners. Habitat recognizes that an affordable mortgage is only one part of becoming a successful homeowner. Partner families commit to completing 200 hours of “sweat equity” helping to build their own and other Habitat homes, following program guidelines and repaying the mortgage.

More information about the homeownership program:
Qualifications
Homeownership FAQ - Frequently Asked Questions
Expectations of Homeowner
Education
Application Process