Homeownership

Homeownership Is a Partnership

taking-the-hammerHabitat for Humanity's mission is to eliminate substandard housing by building simple, decent homes for qualified, low-to-moderate income working individuals. We seek partnership with those who do not qualify for a conventional mortgage and do not have access to other homeownership options.

Applying for a home is a thorough and detailed process. Applicants for homeownership are approved based on the following criteria: A need for housing, a willingness to partner, and an ability to pay the monthly mortgage

NW Metro Atlanta Habitat's homeowners purchase their homes. Habitat homes are for first-time homebuyers who meet strict qualifications for loan approval including having a strong work history and good credit standing. They qualify for mortgages that are interest free, low principal loans that they can afford to pay.

As part of Habitat's "Pay-If-Forward" principle, future homeowners commit to completing 200 hours of 'hands-on' Sweat Equity for a newly constructed house, and 100 hours for a renovated house.

Buying a home from Habitat is a partnership which requires future homeowners to participate in certain principles of Habitat's mission.

In the 30 years since our founding, NW Metro Atlanta Habitat has changed the lives of over 479 families in Cobb, Douglas and Paulding Counties.