Homeownership

Homeownership Is a Partnership

taking-the-hammerHabitat for Humanity's mission is to eliminate poverty housing by building simple, decent homes for low-income working families. We seek to work with those who do not qualify for a conventional mortgage and would have no other way to be able to own a home of their own. Applying for a home is a thorough and detailed process. Families are selected based on their need for housing, willingness to partner, and ability to repay the mortgage.

Habitat homeownership is a partnership in which future homeowners and their families are involved in all aspects of our mission. Habitat’s commitment to that partnership is to build a simple, decent home and sell it with a 0% interest mortgage, as well as to provide families with the necessary education to become long-term successful homeowners. Habitat recognizes that an affordable mortgage is only one part of becoming a successful homeowner. Partner families commit to completing 200 hours of “sweat equity” helping to build their own and other Habitat homes, following program guidelines and repaying the mortgage.