HabiFact: Habitat for Humanity offers interest-free mortgages to families who are unable to obtain conventional house financing. Generally, this includes those whose income is 30 to 50% of the area’s median income. In most cases, prospective Habitat homeowner families make a $500 down payment. Additionally, they contribute 300 hours of “sweat equity” volunteering in the construction of their home, someone else’s home or working in the ReStore. Because Habitat houses are built using donations of land, material and labor, mortgage payments are kept affordable.
HabiFact: Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, Habitat homes have proven to increase property values and local government tax income.
HabiFact: Habitat was started in 1976 in Americus, GA, by the late Millard Fuller and his wife Linda. President Carter and his wife Rosalynn have been longtime Habitat supporters and volunteers who help bring national attention to the organization’s home-building work. Each year, they lead the Jimmy Carter Work Project to help build homes and raise awareness of the need for affordable housing.
HabiFact: Habitat builds homes in partnership with those in need regardless of race, religion or any other difference. Prospective homeowners must meet three criteria--need, ability to repay the mortgage and a willingness to partner with Habitat.
HabiFact: Habitat homeowners are chosen without regard to race, religion or ethnic group, in keeping with US law and with Habitat’s abiding belief that God’s love extends to everyone. Habitat also welcomes volunteers from all faiths, or no faith, who actively embrace Habitat’s goal of eliminating poverty housing from the world.
HabiFact: There are 1400 Local Habitat affiliates in the United States. Each affiliate is an independent, nonprofit organization that operates in a specific service area within the framework of the Habitat Affiliate Covenant.
HabiFact: Habitat is an independent, nonprofit organization that accepts some government funds and other resources to help provide homes for those in need. We accept these funds as long as they do not limit our ability to demonstrate the love and teachings of Jesus Christ. Additionally, our local affiliates insert specific guidelines as needed to avoid becoming dependent on or controlled by government funds.